The State of Arizona provides several programs of insurance coverage for university related international travel. Some programs are exclusively for employees traveling or stationed abroad in the course and scope of their job duties. Other programs are available to students and volunteers traveling abroad as part of a university sponsored program. This webpage outlines these coverage programs and provides links to additional information for travelers. The insurance coverage described herein is provided at no cost to university travelers or their departments and is automatically in force for qualified individuals subject to the limitations described below.
University faculty and staff that are stationed or travel abroad in the course and scope of their employment duties are covered by worker's compensation insurance for injuries received while on the job. Additionally, liability coverage is provided for employees anywhere in the world while acting in the course and scope of employment.
State of Arizona International Insurance Program Overview – PDF format
U of A students and volunteers traveling outside the U.S. on university business are provided limited accident insurance at no cost by State Risk Management. The benefits are limited by the insurance policy, and are excess other valid and collectible insurance that the traveler may already have in place. Details of the program can be found in the following document link:
Foreign Travel Accident and Sickness Benefits – PDF format
A similar travel accident insurance policy is also in effect for U of A students and volunteers while on domestic travel as part of a university sponsored program or activity. Details of the domestic travel accident insurance policy can be found in the following document link:
Student & Volunteer Accident and Medical Insurance – PDF format
General travel assistance and security assistance is available to all university employees, students, and volunteers while traveling on university business or as part of a university sponsored program or activity. These services can assist travelers in difficult or problem circumstances during a trip. Services include assistance with emergency medical issues, lost documents, translation services, embassy information, repatriation, and emergency evacuation. A complete list of services and instructions for accessing assistance are available in the following document link. It is recommended that travelers print out the document and take it on their trip.
Travel and Security Assistance Services – PDF format
In the event of an injury while traveling abroad on university business, contact Risk Management and Safety at your earliest convenience to report the injury. The international insurance company for the State of Arizona and the U of A is ACE. Our goal is for the process of filing and handling your claim to be the same as for an injury that occurs on campus. By contacting U of A Risk Management and Safety as soon as possible, we will start the process to get your claim filed with State Risk Management and ACE on your behalf.
If you cannot contact U of A Risk Management and Safety, and need immediate medical assistance with an injury, you may contact ACE directly. Policy and contact info is included in the document linked below.
ACE International Claims Reporting – Policy and Contact Information – PDF format
University vehicles traveling into Mexico are covered by a Mexican Automobile Insurance program through State Risk Management. Travelers MUST obtain a Mexican insurance packet from Risk Management and Safety specific for each vehicle prior to the trip.
Complete details and instructions are at the following link: http://risk.arizona.edu/insurance/mexicanvehicleinsurance.shtml
For any person traveling to a country with a trade sanction, there is no coverage (nor any service from Executive Assistance) if the person conducts an illegal or sanctioned activity.
A list of sanctioned countries and summaries concerning travel can be viewed on the website of The Office of Foreign Assets Control. The OFAC website includes the following introduction:
The Office of Foreign Assets Control ("OFAC") of the U.S. Department of the Treasury administers and enforces economic and trade sanctions against targeted foreign countries, terrorism sponsoring organizations and international narcotics traffickers based on U.S. foreign policy and national security goals. OFAC acts under Presidential wartime and national emergency powers, as well as authority granted by specific legislation, to impose controls on transactions and freeze foreign assets under U.S. jurisdiction. Many of the sanctions are based on United Nations and other international mandates, are multilateral in scope, and involve close cooperation with allied governments.
If a person plans travel to a trade sanctioned country, there is a high likelihood that country may also have other high travel risks, political or social unrest, or war. Such countries are subject to change, and a current list is maintained by the UA Risk Management office.
Any individual wishing to travel to a war zone on university business must contact Risk Management & Safety to determine the current insurance coverage status for the country or countries to be visited. Justification and approval for the travel must be obtained from the individual's Dean or Vice President after review of the travel risk and insurance issues involved.
Current policy exclusions include:
The most current information on travel risks around the world is available on the U.S. State Department website.
All contents copyright © 2008. Arizona Board of Regents.